Credit Analyst - Institutional Capital Reforms Program (12 months fixed-term)
Credit Analyst - Institutional Capital Reforms Program (12 months fixed-term)
About Us
At ANZ, we're shaping a world where people and communities thrive, driven by a common goal: to improve the financial wellbeing and sustainability of our millions of customers.
About the Role
This is critical role within the Institutional Capital Reforms Program (ICRP), a high priority program that will deliver a number of major system and process changes in response to the requirements released by APRA (Australian Prudential Regulatory Authority) under APS 112 and APS 113. These changes will impact existing ANZ systems and result in significant technology and process changes that will need to be effectively defined, planned, implemented, and adapted by the organisation to ensure compliance with the new requirements.
Role location: Solaris One, Makati
Role Type: 12 months fixed-term
Schedule: Dayshift
What will your day look like?
As an ICRP Analyst, you will:
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Conduct creditworthiness checks for in‐scope customer facilities to ensure compliance with policy requirements.
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Case Manage activities that need to be referred for decisioning to CAD holders globally
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Support the business globally in executing Draw Referral and assisting customers 24/7
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Perform data management including validation and remediation activities.
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Handle collateral management activities
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Conduct backbook reviews for Institutional and Commercial clients.
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Engage in FAD Mapping Activities.
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Contribute to optimising cost‐to‐serve through efficient practices and enhanced productivity.
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Perform any other activities aligned with the ICRP and directives from all other functions covered by the program
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Meet with numerous stakeholder groups across Institutional Banking, Group Risk and other teams
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Undertake discussions with Relationship Managers, R&A partners regarding client specific requirements.
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Attend and actively contribute to program team meetings, including regular stand ups and team planning sessions
What will you bring?
To grow and be successful in this role, you will ideally bring the following:
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Experience in the banking industry and in a similar capacity
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Experience in reviewing, preparing, or processing facility agreements
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Understanding of credit policy and portfolio risk management (including knowledge in external ratings)
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Knowledge of Loan Facilities and Collateral
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Ability to work independently as well as within a large, multifunctional program team under tight deadlines
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Experience testing and analysing business processes
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Excellent verbal and written communication skills with the ability to liaise with internal and external stakeholders.
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Resourcefulness and ability to identify areas for process improvement
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Strong analytical, problem‐solving, and critical‐thinking skills
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Excellent Stakeholder Management skills
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Experience working in an Agile delivery team
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A Growth mindset
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Tertiary qualification
You’re not expected to have 100% of these skills. At ANZ a growth mindset is at the heart of our culture, so if you have most of these things in your toolbox, we’d love to hear from you.
So why join us?
ANZ provides banking and financial services and operates across more than 30 markets. We are among the top 4 banks in Australia, the largest banking group in New Zealand and Pacific, and among the top 50 banks in the world. With more than 2,000 people, our team in Manilla play a critical role in executing our strategy and deliver what matters most to our customers and the bank. We continue to grow our professional services capabilities to support our customers around the world. Our expertise and services make us a bank, and our people, purpose, and culture makes us ANZ. We're proud of the inclusive culture we're renowned for where 90 percent of our people feel they belong.
We provide our people with a range of benefits including access to health and wellbeing services. We also have flexible working options so that our people can 'make work, work for them'.
We welcome applications from everyone and encourage you to talk to us about any adjustments you may require to our recruitment process or the role itself. If you are a candidate with a disability, let us know how we can provide you with additional support.
To find out more about working at ANZ visit https://www.anz.com/careers/. You can apply for this role by visiting ANZ Careers and searching for reference number 71757.
Job Posting End Date
01/12/2024 , 11.59pm, (Melbourne Australia)