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Credit Administration Specialist

Credit Administration Specialist

Req ID:  81824
Department:  Insto Ops Lending
Division:  Institutional
Location:  Hong Kong

About the Role

As a Credit Administration Specialist in our Institutional Operations team, you’ll play a key role in as a gatekeeper in terms of internal policies and guidelines. You will be responsible to manage the end to end loan documentation process from the stage of client facility documentation to activation of credit facilities. You will be the key point of contact for our customers, frontline, credit risk and legal teams for the issuance and execution of required documents

Banking is changing and we’re changing with it, giving our people great opportunities to try new things, learn and grow. Whatever your role at ANZ, you’ll be building your future, while helping to build ours.

 

Role Type: Permanent, Full Time
Role Location: Hong Kong

What will your day look like?

As a Credit Administration Specialist you main responsibilities will include;

 

  • Facilitates the operation flow between front end to back end. 

  • Responsible for the documentation process from the stage of client facility documentation to activation of credit facilities. 

  • Responsible for the preparation of loan documentation (Letter of Offer ("LOO"), conditions precedent documents and standard security documents for all bilateral facilities based on ANZ standard templates). 

  • Facilities the documentation process which involves the preparation of non-standard documents such as customer templates as well as externally drafted documents. 

  • Facilitates and coordinates among customers, frontline, credit risk and legal for the issuance and execution of required documents.  On the post execution side, responsible to issue limit approval advice to operations for limit activation, Limit mastering in OCP, manage and monitor annual review, internal triggers, financial and non-financial covenants, co-ordinate with stakeholders on obtaining up-to-date valuation reports and insurance policies.

  • Loan Drawdown/Renewal/Repayment Preparation processing and maintenance of documentation relating to loan drawdown.  Follow up documentation, relating to loan drawdown.  Follow up on supporting documents and monitoring for completeness.

  • Processing of data and documents as instructed including preparation of drawdown SWIFT messages.

  • Liaison with Hub for month-end fee posting to P/L account.

  • Interact with customers, facility agents and co-ordinate among the Hub and/or in country teams to deliver loan fulfilment and life cycle management services.

  • Preparation of HKMA/APRA Large Exposure Report / other credit related reports to regulatory bodies and Head Office as requested.

  • Collate information as required from stakeholders for audit/reporting purposes.  Co-ordinate with Hub with in-country and regional projects such as the centralisation project and other initiatives to streamline operation flow

  • Participate and facilitate the projects which assigned by the management.

What will you bring?

 

To grow and be successful in this role, you will ideally bring the following:

 

  • Tertiary Qualification preferred

  • Strong experience in control and documentation functions in banks

  • Familiar with the banking industry and operation flow of banks Certifications (if required)

  • Ability to manage priorities and conflicting issues in a professional manner and interface with relevant stakeholders (i.e. RMs /Credit Risk/ Legal)

  • Attentive to details and exercise business sense

  • Ability to understand the operational mind set and always strive to enhance efficiency of operational flow

  • Self-motivated with strong organisational and co-ordinations skills     

  • Computer Literacy in Microsoft Office, Word, Excel and PowerPoint

 

You’re not expected to have 100% of these skills. At ANZ a growth mindset is at the heart of our culture, so if you have most of these things in your toolbox, we’d love to hear from you.

So why join us?

 

From the moment you join ANZ, you'll be doing meaningful work that will shape a world where people and communities thrive.

 

But it's not just our customers who'll feel your impact. you'll feel it too. Because at ANZ, you'll have the resources, opportunities, and support you need to take the next big step in your career.

 

We're a diverse bunch at ANZ in different roles, different locations, doing different things. That's why we have a range of flexible working arrangements, so our people can 'make work, work for them'. We also provide a range of benefits including access to health and wellbeing services and discounts on selected products and services from ANZ and more.

 

At ANZ, you'll be part of an organisation where the different backgrounds, perspectives and life experiences of our people are celebrated. That's because we're committed to building a workplace that reflects the diversity of the communities we serve. We welcome applications from everyone and encourage you to talk to us about any adjustments you may require to our recruitment process or the role itself. If you are a candidate with a disability or access requirement, let us know how we can provide you with additional support.

 

To find out more about working at ANZ, visit https://www.anz.com.au/careers. You can apply for this role by visiting ANZ Careers and searching for reference number 81824.

Job Posting End Date

03/12/2024 , 11.59pm, (Melbourne Australia)

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